|
Fitzsimons Community Federal Credit Union (FCFCU) is committed to protecting our members' privacy. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact an FCFCU Member Service Professional at 303-340-3343 or 1-800-933-5839.
Information We Collect and Disclose About You
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.
We may disclose all the information we collect, as described previously and as permitted by law, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the member information we provide to other third parties.
In order to conduct the business of the credit union, we may also disclose nonpublic personal information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
If you decide to terminate your membership with FCFCU, we will not share information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.
What You Can Do to Help Protect Your Privacy
FCFCU is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
- Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit or credit card which can provide free access to your accounts if your card is lost or stolen.
- se caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
- Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.
- If you have questions concerning this notice, please do not hesitate to call us - we are here to serve you.
Links to Third Party Web Sites
Our web site may contain links to third party web sites.
We provide these links as a service to you. When you
link to a third party web site you leave our web site.
We want you to be aware that we are not responsible
for the privacy practices of any other web site. We
encourage you to read the privacy policies of any web
site you access, especially if individual identifying
information is being collected. We are not affiliated
with nor an agent of any third party web site that you
link to via our web site.
THE CREDIT UNION’S PRIVACY POLICY IS SUBJECT
TO CHANGE WITHOUT NOTICE. ANY CHANGES TO THE PRIVACY
POLICY WILL APPLY TO INFORMATION COLLECTED AFTER THE
DATE OF THE REVISION. NO PROVISIONS CONTAINED HEREIN
SHALL BE DETERMINED TO CHANGE OR ALTER ANY OTHER CONTRACTS
OR POLICIES BETWEEN THE CREDIT UNION AND ITS MEMBERS.
|
