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CHECKING - Business Checking Accounts |
| All Fitzsimons Business Checking Account products offer free online banking with eStatements, bill payment, automatic telephone banking and VISA Debit Cards. Overdraft protection is also available from many sources. Credit card processing available with any business Checking Account. |
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Business Checking |
Small Business Checking |
Express Business Checking |
Monthly Maintenance Fee |
$10 |
$5 |
None |
Minimum Balance |
$5,000 |
$250 |
None |
Below Minimum Fee |
$7 |
$7 |
None |
VISA Debit Card |
FREE |
FREE |
FREE |
Minimum Balance to earn Dividends |
None |
$0-1,000 - No dividends
$1,001-2,500 - Tier 1***
$2,501+ - Tier 2*** |
None |
Earnings Credit Rate |
Target Fed Funds Rate*** |
N/A |
N/A |
Free Checks |
No |
No |
No |
Per Check Charge |
1st 99 FREE, thereafter $0.15 each |
1st 50 FREE, thereafter $0.15 each |
1st 25 FREE, thereafter $0.15 each |
Drop Box Lock Bags |
Up to 7 FREE |
Up to 3 FREE |
Cost to CU |
Per Deposited Item |
$0.10 |
$0.11 |
$0.13 |
Personal Line of Credit/Overdraft Protection |
With approved credit |
With approved credit |
With approved credit |
Internet Banking |
FREE |
FREE |
FREE |
Bill Payment |
FREE |
FREE |
FREE |
ACH Origination |
FREE |
FREE |
FREE |
Merchant Card Services |
Price determined by processor |
Price determined by processor |
Price determined by processor |
Certified Drafts |
$3 |
$3 |
$3 |
Wire Transfers Outgoing |
$7.50 |
$7.50 |
$15 |
Temporary Checks |
FREE |
FREE |
FREE |
Checks Placed for Collection |
$20 |
$20 |
$20 |
Stop Payments |
$25 |
$25 |
$25 |
Change Orders > $2,000 |
$10 |
$10 |
$10 |
Check Imaging+ |
$12.50/Month (Optional) |
$12.50/Month (Optional) |
$12.50/Month (Optional) |
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| Click
here for Deluxe Check reordering! |
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