CONVENIENCE SERVICES

ANDI

Whatever the hour, ANDI is here to help you. ANDI stands for Automated Night and Day Information and is our 24 hour telephone transaction system. With ANDI you can find out account balances, make account transfers, loan payments and many other transactions.

To reach ANDI, call: 303-344-3328 or 1-800-866-2634

Go. Online Account Access Now!

Save time with the convenience of Payroll Direct Deposit. Instead of waiting in the teller line to deposit your paycheck, have it deposited directly to your account. Need cash back? Your funds are available to you on payday so just visit any ATM to withdraw the amount of cash you need.

You can have your paycheck deposited into the account of your choice or even have it deposited into more than one account. If you want half of your paycheck deposited into your checking account and in your savings account, just let us know and we'll set this up for you. And because your paycheck gets deposited directly into your account(s) you could start earning interest immediately on the savings deposit amount.

Did you know you can also enjoy the convenience of Direct Deposit with other types of payments you receive? If you are retired and are receiving benefits from the government, from pension plans, or any other recurring payment, you can have these deposited directly into your account.

Sign up for direct deposit by downloading one of the PDF files below.

Just as Direct Deposit saves you time and money when you have money to deposit, Automated Clearing House or ACH can save you time and money when you have to pay bills. ACH is a free service that lets you make payments directly from your accounts at the credit union without having to write checks. You can have specific payments made such as an annual tax payment, or regularly occurring payments such as your monthly phone or utility bill. With ACH you will not have to worry about missing a payment and can actually save money by cutting down on the number of checks you write and reducing the amount of postage required to mail payments.

A certified check tells a recipient that the funds are guaranteed. They are available from FCFCU for a small fee to all members.

Check our fee schedule.

Available in denominations of $25, $50, or $100, gift cheques make a handsome gift or presentation. They are safer than cash and are available for a small fee.

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Temporary checks are available free to new members to use while waiting for personalized check orders to arrive. They are available to current members for a small fee. Temporary checks are great for those times when you run out of checks before your new order arrives.

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Photocopies of your canceled checks are available from FCFCU for a small fee. See the current FCFCU Fee Schedule for current fees and limitations.

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Send or have money sent to your FCFCU account quickly and easily with this service. Requires a signed agreement and security code.

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When planning your next trip, be sure to stop by FCFCU for your American Express Traveler's Cheques. Guaranteed replacement if lost or stolen.

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FCFCU eChecks is a new Online Banking tool to give you instant access to cleared checks written on your FCFCU checking account. (To enroll in
Online Banking, Click Here.)

eChecks means no more having to request copies from the credit union just to see to whom a particular check was written; with eChecks you can view/print the front and the back of the check immediately.

FCFCU eStatements is a new feature of FCFCU Online Banking. FREE to FCFCU members, eStatements are available to you through a secure site and contain all the information in traditional paper statements.

• You can download to your PC and save for years
• No paper to file.
• Receive monthly e-mail notifications when your eStatement is ready for viewing

To enroll in eStatements, you must first enroll in Online Banking.

Online Banking lets you check your account balance, transfer funds, view your account history and do just about anything you could do over the phone with us – but you’re not limited to our weekday business hours.

It’s available 24/7 and - even better than ANDI Telephone Banking - you can see everything! To view the easy preview/tutorial, Click Here. Instant access to enjoy the convenience of banking from home or anywhere you have internet access!

IRnet electronic funds transfer service providing credit union members a safe and inexpensive way to send money overseas or domestically. IRnet provides service to over 40 countries in Latin America, Asia, Africa and Europe and people can receive money at over 3,000 locations in 36 U.S. states.

FCFCU's BillPay gives you more control over your finances than ever before. BillPay is a secure way for you to make electronic payments to nearly anyone with just a few clicks of a mouse. With FCFCU BillPay you can:

• Make one-time payments to nearly any payee
• Set up a personal payee list to make future payments even quicker and easier
• Set up recurring payments to be made automatically
• View a history of your payments

Best of all, FCFCU BillPay is yours to use at no charge.

To enroll in BillPay, Click Here

Money Orders can be used in place of cash, checks, or certified checks and are guaranteed by the issuer. Consult the current FCFCU Fee Schedule for current fees.

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Bring in all that loose change and put it to use. We can quickly count it and replace it with cash, check, or deposit it in your account. This service is free for Youth Members

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Need to make a deposit but missed our lobby hours? Our convenient drop box is available 24 hours a day. Use ANDI or Online Banking to verify your deposit.

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Boxes are available in a variety of sizes for an annual fee.

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Our drive-up teller windows are open for extended hours to give our members a little extra time on busy days to perform transactions.

Click here to see our hours.

Offered through Colorado Group Legal, FCFCU members receive up to four free hour consultations each year (by phone or in the office -- your option) on most personal, family, and business legal matters.

This official authorization service gives authenticity to signatures on documents.

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Series EE Savings Bonds are government securities ordered for individuals through financial institutions. Sale prices are the face value. Bonds may be redeemed 6 months after purchase. Interest varies depending on purchase date. Bonds are redeemed at financial institutions according to tables provided biannually by the Federal Reserve.